The A21.2 Permadeath feature is awesome. But it has at least one bug.
If the player has a vehicle (and places it, though I don't know why they wouldn't do this), and they have the "permadeath" setting, then when they die, the vehicle still exists on the map. If/when the player finds it, they "reclaim" the vehicle.
Whether or not they can "reclaim" the vehicle is, IMHO, less important than the vehicle being shown on the map.