Well in my suggestion I was thinking of the centralize bank as a very late endgame thing. Something that will come after a very long quest chain. (either the access to it or the one time use item)
I'm currently playing on a no minibike server, with small backback and I'm having a blast having to properly schedule my trips and items to scrap or loot. The donkey is an AMAZING idea and I love it. Just scared to lose him. Only issue is when going to the vendor and back... that's why the idea of a centralized bank. But I agree it would be a bit too OP, that's why I was suggesting as a very late endgame item.
What about Guacamole? That later can be used in TACOS ? Avocado, Onion, Garlic, Tomato....
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@Mortelentus
Currently the power plant get's disconnected/turned off if the "chunk" is not loaded in. Making it quite hard to make Plutonium. Any chance we can allow it to run without being turned off? Or some other way to craft Plutonium?